How Can I Get My Medical Bills Paid After a Motorcycle Crash in Oklahoma?

Medical expenses after a motorcycle accident in Oklahoma can be sky high. If your medical bills are piling up, a successful personal injury claim can provide the compensation you need to cover current costs as well as future medical expenses. The best way to learn your legal rights is by talking to a top rated Oklahoma motorcycle accident attorney at Edwards & Patterson Law.

Our legal team has a track record of success representing injured people throughout Oklahoma, including a $1.2 million award for the victim of a motorcycle accident. We’re tough, we care, and we’re standing by to help.

For a free consultation, call or contact us now.

How Can I Get My Medical Bills Paid After a Motorcycle Accident in Oklahoma?

Although your financial situation may seem bleak after a motorcycle accident, you’re not out of options. Your health insurance may cover the immediate expenses you incur after the crash, minus your deductible and co-pays. You may also be able file a personal injury claim against the at-fault motorist that hit you.

If you file a personal injury claim, your doctor or hospital may place a medical lien on any settlement you receive. This means that you do not have to pay your medical bills right away, but will pay them once your case is resolved.

You should also check with your insurance company to determine if you have any coverage for medical expenses on your own policy. Known as medical payments coverage (MedPay), these no-fault benefits can cover your health care costs after a motorcycle accident so that you’re not paying out-of-pocket for the medical care you need. A great advantage of MedPay (if you purchased it) is that you won’t have to pay the money back from any personal injury settlement you receive.

Use Medical Insurance If You Have It

Health insurance is important for everyone to carry, but it’s particularly critical for motorcyclists. When accidents happen, riders and their passengers tend to sustain the worst injuries. Even when wearing a helmet and protective gear, few motorcyclists escape accidents without some kind of injury.

When you have a separate health insurance policy, you can receive medical benefits right away after an accident. The insurance company will likely deem how many benefits you are eligible for, but it will only pay out up to the policy’s limits.

File a Claim to Seek Damages from the At-Fault Party

When another party causes a motorcycle accident, victims may be eligible to file a personal injury claim against them. A winning claim can provide compensation for medical bills, lost wages, lost earning potential, pain and suffering, and other losses.

Filing a personal injury claim means going through the at-fault party’s insurance company. You will need to submit strong evidence demonstrating who was at fault for the crash and why you deserve maximum compensation. An Oklahoma motorcycle accident lawyer can help you prepare your claim and represent you in all settlement negotiations.

It is important to understand that Oklahoma follows a tort system after a motorcycle accident. This means that you must prove the other motorist acted negligently in order to obtain compensation.

You may also have to defend against claims from the at-fault party that you were either wholly or partially at fault for the crash. If the other party is successful with these claims, it will greatly reduce the money you can receive. In the worst of circumstances, you could lose your right to compensation altogether.

Do You Need a Lawyer to Help with Your Claim?

You are not required to hire a personal injury lawyer, but you’d be well-advised to at least consult with one before settling a motorcycle accident claim.

An Oklahoma motorcycle accident lawyer can:

• Listen to your story: A personal injury lawyer will listen to the facts of your case to determine whether you have a valid motorcycle accident claim.
• Determine liability: Identifying who is responsible for the wreck may be more difficult than you think. A lawyer will investigate the case from all angles so that every liable party is held accountable for their role in the crash.
• Collect evidence: You will need compelling evidence to support your accident claim. Medical records, police reports, witness statements, photographs from the accident scene, and expert testimony are examples of evidence a lawyer might collect to prove your case for compensation.
• Communicate with the insurance company: Insurance companies are big businesses. Their priority is to retain their profits, not work in the best interest of accident victims. An attorney can handle all communications with the insurance company to negotiate for the best possible settlement in your case.
• Take the case to trial: Most personal injury claims settle out of court. However, if the insurer refuses to offer a fair settlement, trial is sometimes necessary.

Essentially, a lawyer will work as your advocate to ensure that your rights are always upheld.

Call Our Oklahoma Motorcycle Accident Lawyers Today

At Edwards & Patterson Law, we understand that medical bills can quickly plunge accident victims into financial hardship. If you’re struggling, talk to one of our experienced Tulsa motorcycle accident lawyers today. We can look at your insurance policy(s) and review all possible options for getting your medical expenses paid until your personal injury claim is resolved.

To learn more about how we can help after your Oklahoma motorcycle accident, call or contact us now.