After a car accident in Oklahoma, you should immediately check for injuries and call 911 if anyone needs medical attention or if significant property damage occurred. Oklahoma law requires police reports for accidents causing injury, death, or property damage over $300. Move vehicles to safe locations if possible while preserving evidence through photographs. Exchange information with other drivers, including names, addresses, phone numbers, insurance details, and license information. Document the scene comprehensively with photos of vehicle damage, road conditions, traffic controls, and accident location. Obtain witness contact information and statements.Â
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Seek medical evaluation within 24-72 hours, even without obvious injuries, as delayed symptoms are common. Report accidents to your insurance company within the timeframes specified in your policy, typically 24-72 hours. Preserve all evidence, including damaged property and clothing. You should not admit fault or apologize, as Oklahoma’s comparative negligence laws make fault determination complex. Don’t sign documents or give recorded statements to other parties’ insurers without attorney consultation. Never leave accident scenes before police arrive and information is exchanged, as leaving constitutes hit-and-run. Don’t accept quick settlement offers before understanding the full extent of damages. Avoid posting about accidents on social media, as insurers monitor posts for claim defense ammunition. Don’t delay medical treatment, which allows insurers to dispute injury causation. Following these guidelines protects your health, preserves legal rights, and maximizes potential claim recovery under Oklahoma’s two-year personal injury statute of limitations.
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Last updated Friday, January 23rd, 2026
