How to Sue Someone for Damages

How to Sue Someone for Damages

To sue someone for damages, follow systematic legal procedures beginning with damage assessment, demand for compensation, and formal lawsuit filing if negotiations fail. First, document your damages thoroughly, including photographs of injuries, property damage, or loss; medical records and bills; repair estimates or replacement costs; lost wage documentation; and any evidence supporting emotional distress or other intangible losses. Determine the appropriate court based on damage amounts. Small claims courts handle disputes under $5,000-10,000, depending on the state, while more serious damages require civil courts. Identify the correct defendants, including individuals, businesses, insurance companies, or government entities responsible for your damages. Send demand letters formally requesting compensation and explaining liability, damages, and evidence supporting your claim. 

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Many cases settle after demand letters without litigation. If defendants refuse fair settlements, file complaints in appropriate courts, stating facts, legal bases for claims, and requesting damages. Pay filing fees, typically $100-400, depending on jurisdiction and claim amounts. Serve defendants with complaints and summons following state procedural rules, usually through professional process servers or sheriffs. Defendants have specified timeframes to respond, usually 20-30 days. Discovery follows, where both parties exchange evidence, conduct depositions, and build cases. Consider settlement negotiations throughout litigation, as most cases settle before trial. If settlements fail, proceed to trials where judges or juries determine liability and damages. Hiring attorneys increases the likelihood, especially for complex or high-value cases. Most personal injury attorneys work on contingency fees, taking payments only from settlements or verdicts. Understand your state’s statute of limitations, typically 2-4 years for personal injury and property damage.

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Last updated Friday, January 23rd, 2026

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