You know if your car accident settlement offer is good by comparing it against your total damages, evaluating future needs, and consulting experienced attorneys who can assess fair value. Calculate your economic damages, including all medical expenses for emergency treatment, hospitalization, surgery, rehabilitation, medications, medical equipment, and ongoing care; lost wages from missed work, reduced […]

After a car accident in Oklahoma, you should immediately check for injuries and call 911 if anyone needs medical attention or if significant property damage occurred. Oklahoma law requires police reports for accidents causing injury, death, or property damage over $300. Move vehicles to safe locations if possible while preserving evidence through photographs. Exchange information […]

Most car accidents happen during afternoon rush hour on weekdays between 3:00 PM and 6:00 PM when traffic volume peaks, combining maximum congestion with driver fatigue. Friday experiences the highest accident frequency of any weekday as weekend anticipation reduces driver attention throughout the day. Weekends see accident patterns shift toward nighttime, with Friday and Saturday […]

If someone wrecks your car and they aren’t on your insurance, coverage depends on whether you gave permission and your policy’s terms. Most insurance policies provide coverage when you give explicit permission to unlicensed drivers, as insurance typically follows the vehicle, not the driver. Your liability coverage protects the driver if they injure others or […]

If someone gets out of their car after an accident or during a road rage incident, prioritize your safety above all else. Stay in your vehicle with doors locked and windows up, as your car provides protection and prevents confrontation escalation. Assess the person’s demeanor and intent. If they appear aggressive, threatening, or violent, don’t […]

Car insurance costs in Oklahoma average approximately $1,500 to $2,000 annually for full coverage and $400 to $600 for minimum liability coverage, though individual rates vary significantly based on multiple factors. Oklahoma ranks slightly above the national average for insurance costs due to severe weather risks, including tornadoes, hailstorms, and flooding that increase comprehensive claims.  […]

To get a rental car after an accident, first determine which insurance coverage applies, yours or the at-fault party’s. If you’re not at fault, the other driver’s liability insurance should provide rental reimbursement while your vehicle is being repaired, though you may need to pay upfront and seek reimbursement. Contact the at-fault driver’s insurance company, […]

If a friend wrecked your car, your auto insurance typically provides primary coverage since insurance follows the vehicle, not the driver. Your collision coverage pays for your vehicle repairs minus your deductible, regardless of who was driving with your permission. Your liability coverage protects your friend if they cause injuries or property damage to others, […]

Most crashes occur during afternoon rush hour between 3:00 PM and 6:00 PM when traffic volume peaks and driver fatigue accumulates. This period combines maximum vehicle congestion with drivers rushing home after work, creating dangerous conditions. The second-highest crash period occurs during morning rush hour from 7:00 AM to 9:00 AM as commuters hurry to […]

A good settlement offer adequately compensates you for all accident-related damages, including medical expenses, lost wages, future treatment costs, pain and suffering, and other losses, without requiring litigation. Evaluating settlement quality requires comparing the offer against your total damages, calculated by adding economic losses like medical bills, rehabilitation costs, lost income, reduced earning capacity, and […]