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Providing for My Family Once Permanently Disabled

Posted on: July 19, 2017

permanently disabled

Suffering a disabling injury is something everyone believes will only happen to other people, especially those who are young. And yet, thousands of young people are injured or killed as a result of tragic accidents each year. No one wants to seriously consider such topics, but reality is a sobering teacher. According to the Social Security Administration (SSA), over one out of four 20-year-olds will become disabled before they reach retirement age. The question then becomes, how do I provide for myself and my family once permanently disabled?

One out of every five, 56 million Americans, live with disabilities. One out of every ten, 38 million Americans, live daily with severe disabilities. For almost 60 years, the Social Security Administration has witnessed a steady rise in citizens needing disability assistance. As a result of this and other factors, Social Security disability funds are modest at best. In 2015, the SSA supplied an average monthly disability payment of $1,165, which was slightly above the 2014 poverty level. And yet, for many disabled Americans, SSA disability payments represent the majority of their income.

SSA Definition of Permanently Disabled

In order to be considered permanently disabled by the Social Security Administration, and therefore qualify for disability benefits, one must be unable to work due to a severe medical condition. This condition must have lasted, or be expected to last, at least one year or result in death. In addition, this medical condition must prohibit the person from performing work normally done in the past, and it must prevent the person from becoming able to perform any other work.

As you can see, this is a stringent definition. Therefore, people receiving SSA disability benefits are among the most severely impaired. So, not only is the benefit limited, the requirements to qualify are steep. Consequently, a person who receives a medical declaration of being permanently disabled must have literally no ability to provide for themselves or their family in order to qualify for even limited SSA benefits.

Other Programs for the Permanently Disabled

Many different programs exist to provide assistance for the permanently disabled. Below is a limited number of samples. For other programs, one may search for information relating to the method receiving a particular disability, such as traumatic brain injuries or birth defects. Other programs offer assistance with specific needs, such as transportation or medical equipment.

  • The United States Department of Labor provides certain benefits for those receiving disabling injuries while on the job, through the Family and Medical Leave Act (FMLA) and the Americans with Disabilities Act (ADA). In addition, state Workers’ Compensation laws may also apply.
  • Most federally backed student loans can be forgiven for those suffering a total and permanent disability (TPD). The requirement for disability is similar to that of SSA, and can be provided by three different means.
  • The United Spinal Association provides a long list of resources for those seeking financial assistance after suffering a permanently disabling injury. These resources range from basic financial assistance to specific needs for individuals or organizations.

Legal Assistance

If you or someone you love became permanently disabled because of an accident in Tulsa, McAlester or eastern Oklahoma, you may be entitled to financial compensation. If the accident in question was the direct result of negligence on the part of another party, the courts can award you financial remuneration for your losses. The compassionate and professional attorneys of Edwards and Patterson Law are your legal advocates when you have suffered a permanent disability. Our attorneys will fight to gain you the most advantageous ruling possible so you may provide adequately for the needs of your family.

Call our offices today at 877-403-8417 or fill out the online contact form to schedule a free and confidential consultation. You pay absolutely no attorney fees unless you are rewarded financial compensation by the court. Call us today.

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  • Contact Edwards & Patterson Law Firm today for a free consultation.
  • Contact Edwards & Patterson Law Firm today for a free consultation.
  • Contact Edwards & Patterson Law Firm today for a free consultation.
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321 S. 3rd Street McAlester OK 74501

918-302-3700

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EDWARDS & PATTERSON LAW

1831 East 71st Street | Tulsa, OK 74136

877-761-5059

1831 East 71st Street Tulsa OK 74136

877-761-5059

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