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Motorcycle Rider Injured by Uninsured Driver

Posted on: February 22, 2017 by Edwards & Patterson Law

motorcycle injury

When you get into an accident, which results in a motorcycle injury, not being insured is never a good thing. Similarly, if you are a motorcycle rider and get injured, the last thing you want to hear is that the driver is not insured.

As one survey, from the Insurance Research Council, Oklahoma suggests, there are a significant number of drivers who are uninsured. In fact, the survey found that over 50,000 vehicles in the state were uninsured, during the year of 2014.

Uninsured Motorist Claims

If you have insurance coverage which includes uninsured drivers, you can make a claim to cover your medical costs. Similarly, if the other driver’s insurance does not cover your costs for your motorcycle injury, a under-insured provision in your policy will ensure you are left paying the cost of an accident that you didn’t cause.

Check your policy, or speak to your provider, to confirm the level of protection afforded to you, should you get injured in a motorcycle accident involving an uninsured or under-insured driver. There are other options, but the peace of mind afforded from being covered cannot be discounted.

Dealing with Your Insurance Company

Insurance companies do not like paying out for claims – especially claims where there is no ability to recoup the loss. As such, some insurers may go out of their way to deny your claim. You are not a lawyer, so you can’t be expected to negotiate the myriad of laws that apply to your case.

With the help of a personal injury lawyer, you can receive the full value of your claim for your motorcycle injury whether the other driver is insured or not. A personal injury lawyer has one job – to make sure you get the best deal possible, regardless of your circumstances.

What Should I Do in a Motorcycle Injury?

First things first, you need to ensure that you have all the medical and corroborative evidence available to support your claim. When the other driver is uninsured, every involved insurance company will want to protect their own investment. For you, that could result in losing out when faced with an uninsured driver when you’re injured in a motorcycle accident.

As is the case with any accident, it is important to gather as much evidence as possible. The more evidence you have, the more likely it is that you can claim compensation from one or more liable parties. The fact that the driver involved in your motorcycle injury is uninsured doesn’t mean that you are not covered.

Other parties may be liable for the accident and, by extension, bear responsibly for the costs you incur. When you hire an experienced personal injury lawyer, receiving compensation for your motorcycle rider injuries becomes much less of a mine field.

Uninsured driver claims are an area in which Edward-Patterson excels. The injuries you have suffered as the result of a motorcycling accident will require medical treatment, which may follow you through your lifetime. The accident wasn’t your fault, so even if the driver of the other vehicle isn’t insured, you deserve compensation.

A quick call to Edwards-Patterson will get you on the right path towards receiving the compensation you are due, and will help you start rebuilding your life.

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  • Contact Edwards & Patterson Law Firm today for a free consultation.
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