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Getting Help after a Hit-and-Run Accident

Posted on: April 4, 2017

hit-and-run accident

When you were involved in a hit-and-run accident, whether you were in your car at the time or not, you will certainly feel frustration and helplessness because you do not know the identity of the hit-and-run driver. If you were in your car at the time of the accident the driver speeds off, you may feel the need to chase the other car. This is not a wise course of action; the best option is to get the license plate number and report it to the police. Making a police report immediately can relieve the apprehension that the insurance company may have about insurance fraud.

Some Drivers Believe Uninsured Motorist/Underinsured Insurance UM/UI Will Pay all the Damages

In many cases, UM/UI insurance will not cover all the damages, even in states where the law prohibits the insurance company from collecting a deductible in the case of a hit-and-run accident. The laws vary from state-to-state on UM/UI insurance, so check with your insurance company when you purchase coverage. Oklahoma requires insurance companies to offer it, but it is not mandatory. The purchaser of the insurance must waive or reject the UM/UI coverage. However, the best option to get full replacement value and compensation for more damages than the underinsured motorist has is to get full coverage collision, maximum liability, and UM/UI insurance. Arkansas law requires insurance companies to offer coverage and the buyer must sign to reject the additional coverage.

A hit-and-run accident should be covered under the provisions of UM/UI depending on your insurance policy. You may need to consult a professional personal injury and property damage attorney to get the details of your rights after a hit-and-run.

Two Types of Hit-and-Run Accidents

  1. Your car was parked or unattended and hit by an unknown driver
  2. A driver speeds off after hitting your car

Appropriate Actions After a Hit-and-Run Accident

There are many actions you should complete after a hit-and-run accident. The first is one, file a police report, was already mentioned, others include:

  • Take pictures, particularly of visible paint marks on your vehicle to verify the color of the hit-and-run vehicle
  • Write down as many details as possible directly after the accident or upon discovery of the accident, such as the date, time, and location
  • If the car was parked, look around for CCTV cameras and note their location for investigators
  • If you saw the vehicle, write down as much information as possible, car type, color, partial or full license number
  • Look for possible witnesses, if your car was in a parking garage, check with the attendant before moving your vehicle
  • If you were injured by the hit-and-run, get a medical exam as soon as possible after the accident, even when it seems there was no injury. Many injuries do not immediately appear and pain or symptoms may appear only days or weeks later.

Unfortunately, many motorists try to defraud their insurance companies after a negligent accident and blame it on a hit-and-run driver. The more information you gather before moving your car, the better chance you will have of convincing your insurance it was indeed a hit-and-run and not your own negligence.

Edwards & Patterson Attorneys-at-Law

If you have been injured or suffered property damage because of a hit-and-run accident, you need professional consultation and representation to get the compensation you deserve. Never accept an insurance company’s offer of settlement without consulting us, we will ensure you get every penny you deserve. Particularly in the case of injuries, many insurance companies rush to settle a claim. They will insist they have the needs of the victim in mind, as the victim needs to cover medical expenses right away. The truth is, the initial medical expenses incurred in an accident could be just the tip of the iceberg compared to what may lie ahead if in-home care, prosthetics, or physical therapy is required. Give us a call, 877-402-7308 or utilize our convenient contact form to set up an initial consultation that is always FREE and free from obligation.

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  • Contact Edwards & Patterson Law Firm today for a free consultation.
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EDWARDS & PATTERSON LAW

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321 S. 3rd Street McAlester OK 74501

918-302-3700

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EDWARDS & PATTERSON LAW

1831 East 71st Street | Tulsa, OK 74136

877-761-5059

1831 East 71st Street Tulsa OK 74136

877-761-5059

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