How Will I Pay My Bills During My Accident Recovery?

Car accident injuries, such as whiplash injuries, take a toll on more than just the body. There are psychological and emotional damages that go along with the physical injuries. There is also the stress and anxiety that arises out of the realities that you must now face during your accident recovery.

Financial challenges are often a part of the aftermath of an auto accident. When the main household income is disrupted due to injuries it can spell financial disaster for the family. Even supplemental income, if it is lost, can have a damaging effect on a family’s budget.

MedPay Coverage

When Oklahoma residents buy car insurance, they must select MedPay coverage if they want the extra protection it provides during accident recovery. It is not automatically required in in this state. If you have been in a car accident, your insurance company will be able to tell you if MedPay is part of your insurance plan. If it is and you are not at fault, this insurance will help cover some of your expenses while you are in recovery.

Liability Insurance

As an at-fault state or tort state, the driver who is mostly at fault for the accident (at least 50% responsible) is liable for your expenses. Your injuries will be paid for by this person’s insurance company up to the limits of the policy. If you are found to be at fault in the accident, according to Oklahoma law, you will not be eligible for insurance benefits to help with your accident recovery through car insurance. Your expenses will need to be covered by your health insurance.

Accessing Additional Resources during Accident Recovery

During your accident recovery the last thing you need is to concern yourself with financial worries. Finding the means to pay for your expenses can be delegated to your legal counsel. You will need competent, professional legal representation to insure that you are adequately compensated for your injuries and the damages incurred from the accident.

Insurance companies sometimes have the reputation of not wanting to do what’s right for the benefit of the injured. With the proper representation, you can be assured of having claims settled in a reasonable amount of time. The lawyers at Edwards & Patterson Law are adept at getting results. We care about the needs of our clients and we work on their behalf to secure reasonable compensation.

Edwards & Patterson Law have a track record for getting results and a reputation of honor and integrity. When you’ve been in an accident you want excellent lawyers in your corner fighting for you for help during your accident recovery. You want people like Edwards & Patterson Law. Find out what we can do on your behalf.